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For Preborn

For the Little One — Even Before Birth

You’re not just expecting a baby — You’re preparing to protect a life, even before it enters the world.

And that protection should start early.

What’s This Role About?

Before your child takes their first breath, they’re already depending on you — Not just for love, but for care, safety, and a future that feels secure.

Pregnancy is beautiful, but it can come with unexpected turns — from emergency situations at birth to newborn complications and developmental concerns.

That’s where preborn insurance steps in.

Why Insurance Matters Before Birth

Because some medical needs start before the baby even arrives.

Because hospital stays and newborn treatments can be expensive.

And because the earlier you plan, the stronger the protection.

Real protection means

  • Pregnancy complication benefits
  • NICU / neonatal care if needed
  • Phototherapy allowance — up to RM2,000
  • 10 covered child illnesses with payout
  • Child development disorder benefit
  • Early access to life insurance plans — before birth!

What Coverage Should Look Like

Start with a preborn insurance plan that:

  • Covers baby from 13 weeks of pregnancy
  • Protects the mother from pregnancy-related complications
  • Supports NICU, phototherapy, and developmental needs
  • Transitions into full life and medical coverage after birth

Because peace of mind starts the moment you see two lines on that test.

Real Talk from a First-Time Mum

I never knew newborns could end up in NICU — until it happened to us.

My pregnancy was smooth, so I didn’t think much about baby insurance. But when my son was born, he had severe jaundice and needed NICU care. The hospital bill came close to RM18,000 — when it should’ve been under RM8K if he’d been healthy.

Thankfully, my husband had bought a preborn plan last minute. It gave us phototherapy allowance, NICU income of RM650 per day, and peace of mind. Most of the costs were covered — we didn’t have to suffer financially.

Now, that same plan continues as his life insurance and medical card. It’s the one thing we didn’t think we’d need — but we’re so grateful we had it.
Melissa, 30New Mum

Let’s Talk Early Protection

You’re Already Loving Like a Parent.

Now Let’s Plan Like One.

Get in Touch

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  • 9, Jalan Daun Inai 21, Sunway Spk Damansara, 52200 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
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9, Jalan Daun Inai 21, Sunway Spk Damansara, 52200 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur

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